The General Insurance Industry is complex and dynamic. Underwriting challenges, difficult claims, pricing turbulence, cyber frauds, and a dearth of ideas for innovative insurance products — the list goes for miles when it comes to factors impacting Corporates, General Insurance Companies, Insurtech Companies, and Insurance Broking Houses.
Okube is a groundbreaking venture spearheaded by Oorjita Lath, an industry luminary with over 26+ years of experience. Backed by a dedicated team of professionals with profound industry expertise and practical knowledge — Okube is on a mission to deliver end-to-end value to stakeholders across the General Industry & Broking spectrum.
Providing strategic, operational, and technical support to Corporates, Insurance Companies, and Broking Houses.
Look beyond the outdated. We help companies conceptualise innovative, globally benchmarked products. Modernise your product line for a futuristic consumer experience.
Prolific underwriting is the key. Get hold of contract nuances with our multifaceted solutions — from underwriting framing to policy analysis, we provide comprehensive support to ensure your interests are protected.
Supporting the SME underwriting, identifying the PUPs, and helping the team put up the raters for the PUPs to minimise the TATs. Underwriting process completes with supporting the Sales teams, Brokers, and Agents with the Closure of accounts, be it presenting the risk to the client or negotiating the terms and conditions for a closure.
We are known for complex claim settlements that don’t come easy. Our specialty is collaborating with insurance firms on claims advisory while managing the technical aspects of claims and dealing with all of the mitigation.
Having worked extensively with top broking firms, we have the resources required to set up liability & specialty line verticals. We extend our support for any kind of assistance your team needs.
The details are vast and your team needs support. We equip your team with the technical knowledge it needs to convert large corporate clients while keeping the renewal book balanced.
Structuring global programs with comprehensive planning, and layering the risks in these large-scale programs, followed by the implementation of targeted mitigation strategies.
Let us simplify claims for you. From clarifying client entitlements to document findings, preventing disputes, and optimising outcomes — we offer end-to-end claim advisory.
Avoid bad surprises. We specialise in multidimensional risk profiling. By assessing factors, such as the client's assets, liabilities, industry-specific risks, and historical data, we give the right insurance recommendations to help you plan ahead of time.
Don't let petty details jeopardize your settlement. We work closely with your team to facilitate claim settlement. This includes assisting you in understanding your policy, maintaining thorough records, keeping relevant documents handy, and ensuring prompt reporting to the insurer.
We'll be there on your internal journey. Presenting the Policy T&C to the senior management such as CEO, CFO, CTO, Company Secretary, Legal Head, and CHRO. Details such as what is and is not covered. The Do's and Don'ts in situations involving claims.
Get expert advice on formulating comprehensive global programs, strategically layering risks, and structuring large-scale programs and renewal programs for optimal coverage.
Our approach differs from conventional norms. We aim to empower you by bringing awareness. Actively guiding you through every phase of our collaboration. We transcend the traditional client-consultant relationship, functioning on your behalf as both custodian and strategic partner to safeguard your interests.
Senior Consultant | General Insurance Expert | InsureTech Enthusiast | Prolific Underwriter | Known for Settling Complex Claims
With a career that reads like a voyage, Oorjita has journeyed through the halls of some of the best-known names in the business, such as Kotak, Tata AIG, Aon Global, and Aditya Birla Capital. Her nuanced way of contract wording, deep industry knowledge, and the ability to foresee risks have helped reimagine the way companies approach insurance. In 2018, her leadership and management acumen made her make a bold choice — to embark on an independent consulting career. Thus, Okube was born, a platform that helps demystify this very tangled and complex industry.
Served as the VP & National Head for Liability & Credit Vertical at Aditya Birla Insurance Broking. AVP, National Head for Liability Insurance Vertical at AON Global Insurance Services.